| Selling
Your Property with Costelloe Estate Agents.
Why not contact the proven experts, Costelloe Estate Agents for a free
sales appraisal of your property.
We will offer you a market valuation opinion free of charge and with
no obligation, in order to help you make your decision regarding the sale
of your property.
What is involved if I want to sell my property ?
1). Arrange for an Estate Agent to visit your property, to advise you
on the best price achievable.
2). Agree a fee structure.
3). Discuss marketing campaign.
4). Agree format of brochure, placement of a For Sale Sign and advertising
budget.
5). Estate Agent will forward brochure of your property to clients on
their database and will forward detail to any new enquiries on your property.
6). Estate Agents will normally give you 24 hours notice of any viewings.
7). Instruct your solicitors as early as possible in order for them to
arrange the necessary paperwork and to obtain the deeds of your property
from your bank/building society.
8). Have you any extensions that require planning permission? These should
be resolved at the beginning of your marketing campaign as this can cause
delays later in the sale.
9). Negotiate and agree purchase price between you the seller and the
buyer.
10). Instruct your solicitor to process the documentation, and this process
is monitored by your Estate Agent until conclusion of sale.
If you would like any further information please do not hesitate
to contact our offices.
PURCHASING PROPERTY
At Costelloe Estate Agents will be delighted to discuss every detail
of the process of purchasing your new home. Here are some brief guidelines:-
1). Instruct a engineer/surveyor to carry out
a survey of the property you intend purchasing.
2). Costelloe Estate Agents are totally independent from any financial
institution, therefore we can give you total independent advice regarding
your mortgage. All mortgages are not the same and we can arrange for you,
the facility that most suit your needs.
3). Stamp Duty: We will inform you of whether or not
you are liable for stamp duty from your new purchase and that rate of
stamp duty you will be charged.
4). House Insurance: Covers against fire, damage, public
liability etc.Cover is required to be in place before draw down of mortgage.
What else do I need to know ?
Second Hand House
Normally a booking deposit is paid to the estate agent, of normally
5% of the value of the property with the balance of the 10% deposit payable
to your solicitor upon signing of contracts.
This is fully refundable, prior to signing of contracts.
New House
Normally a €5,000.00 booking deposit is paid to the estate
agent, with the balance of 10% payable upon signing of contracts.
A further stage payment is normally paid at wallplate level.
Balance on completion of sale.
You Need A Solicitor.
Decide on which firm you are going to use, contact Costelloe
Estate Agents if you need any assistance in deciding a solicitor
Stamp Duty
The following stamp duty rates apply:-
Residential
Property Thresholds |
First-Time
Buyer Rate(Second Hand) |
Owner
Occupier |
Investors |
Up to €127,000.00 |
Exempt |
Exempt |
Exempt |
€127,001 to
€190,500.00 |
Exempt |
3% |
3% |
€190,501 to
€254,000.00 |
Exempt |
4% |
4% |
€254,001 to
€317,500.00 |
Exempt |
5% |
5% |
€317,501 to
€381,000.00 |
3% |
6% |
6% |
€381,001 to €635,000.00 |
6% |
7.5% |
7.5% |
Over €635,0000.00 |
9% |
9% |
9% |
FIRST TIME BUYERS ON NEW HOUSES
First time buyers are already exempt on new residential properties (for
owner occupier) up to 125 sq. mtrs. in area. First time buyers purchasing
new residential properties in excess of 125 sq. mtrs. Stamp duty is payable
at a reduced rate on greater of site value or 25% of total price.
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