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Selling Your Property with Costelloe Estate Agents.

Why not contact the proven experts, Costelloe Estate Agents for a free sales appraisal of your property.

We will offer you a market valuation opinion free of charge and with no obligation, in order to help you make your decision regarding the sale of your property.

What is involved if I want to sell my property ?

1). Arrange for an Estate Agent to visit your property, to advise you on the best price achievable.
2). Agree a fee structure.
3). Discuss marketing campaign.
4). Agree format of brochure, placement of a For Sale Sign and advertising budget.
5). Estate Agent will forward brochure of your property to clients on their database and will forward detail to any new enquiries on your property.
6). Estate Agents will normally give you 24 hours notice of any viewings.
7). Instruct your solicitors as early as possible in order for them to arrange the necessary paperwork and to obtain the deeds of your property from your bank/building society.
8). Have you any extensions that require planning permission? These should be resolved at the beginning of your marketing campaign as this can cause delays later in the sale.
9). Negotiate and agree purchase price between you the seller and the buyer.
10). Instruct your solicitor to process the documentation, and this process is monitored by your Estate Agent until conclusion of sale.

If you would like any further information please do not hesitate to contact our offices.

PURCHASING PROPERTY

At Costelloe Estate Agents will be delighted to discuss every detail of the process of purchasing your new home. Here are some brief guidelines:-

1). Instruct a engineer/surveyor to carry out a survey of the property you intend purchasing.
2). Costelloe Estate Agents are totally independent from any financial institution, therefore we can give you total independent advice regarding your mortgage. All mortgages are not the same and we can arrange for you, the facility that most suit your needs.

3). Stamp Duty: We will inform you of whether or not you are liable for stamp duty from your new purchase and that rate of stamp duty you will be charged.
4). House Insurance: Covers against fire, damage, public liability etc.Cover is required to be in place before draw down of mortgage.

What else do I need to know ?

Second Hand House
Normally a booking deposit is paid to the estate agent, of normally 5% of the value of the property with the balance of the 10% deposit payable to your solicitor upon signing of contracts.

This is fully refundable, prior to signing of contracts.

New House
Normally a €5,000.00 booking deposit is paid to the estate agent, with the balance of 10% payable upon signing of contracts.

A further stage payment is normally paid at wallplate level.
Balance on completion of sale.

You Need A Solicitor.
Decide on which firm you are going to use, contact Costelloe Estate Agents if you need any assistance in deciding a solicitor

Stamp Duty
The following stamp duty rates apply:-

Residential Property Thresholds
First-Time Buyer Rate(Second Hand)
Owner Occupier
Investors
Up to €127,000.00
Exempt
Exempt
Exempt
€127,001 to €190,500.00
Exempt
3%
3%
€190,501 to €254,000.00
Exempt
4%
4%
€254,001 to €317,500.00
Exempt
5%
5%
€317,501 to €381,000.00
3%
6%
6%
€381,001 to €635,000.00
6%
7.5%
7.5%
Over €635,0000.00
9%
9%
9%


FIRST TIME BUYERS ON NEW HOUSES
First time buyers are already exempt on new residential properties (for owner occupier) up to 125 sq. mtrs. in area. First time buyers purchasing new residential properties in excess of 125 sq. mtrs. Stamp duty is payable at a reduced rate on greater of site value or 25% of total price.

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Costelloe Estate Agents
5 Abbey Street, Ennis, Co.Clare, Ireland
Tel: +353 65 6821299 ~ Fax: +353 65 6828869
info@costelloe.com

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